Plan for the Day
Pre-planning takes care of all the decisions so your family doesn't have to
Why should you plan ahead?
Pre-planning your final arrangements is more than just taking the time to think about, and write down your desires. It’s a thoughtful gesture to those you love, and a way to let go of anxieties about the future. You’ll be more relaxed, knowing your plans are made and in the hands of reliable family or friends.
Ensuring your wishes are known,
When you take the time to think about it, you’ll quickly realize that pre-planning is all about taking control of your final affairs, it helps to:
• Relieves your family members of making very personal decisions at the time of need.
• Lets your family know your wishes. The wishes are recommended to be placed on file with your funeral professional.
• Offers comfort knowing you and your family are protected from the effects of inflation.
Does pre-planning require prepayment?
You can choose to set a plan to paper, simply recording your wishes, and leave it for your family to pay for your desired services at the time of your passing. Or, you can protect you and your family from the changes of inflation by pre-funding your plan. This ensures your guaranteed expenses will be covered when you need them to be. When you choose to pre-fund your final arrangements, your funeral is paid for in full you will never have to pay more for the guaranteed items you listed on your contract. Another point we’d like to stress: When you pre-plan with Raritan Bay Funeral Service, your plan will go where you go. No matter where you reside at the time of your passing, no matter what funeral home you choose to work with, your plan will be transferable to any funeral home in the United States.
Why pre-plan with Raritan Bay Funeral Service?
Our plans offer a variety of payment options to fit everyone. Choose the payment option that’s right for you.
The benefits to your family will be real and appreciated, ranging from spiritual choices to financial assistance. From selecting an ideal permanent memorial, to designing the service, to paying in advance, you can make the day exactly as you imagine it. And your loved ones will know they’re fulfilling your wishes. Which is exactly how they should feel. Keep reading to learn more.
So much to think about! But, let’s be honest here, taking control of the important things in life just feels good; you know it’s the right thing to do for you, and your family.
Laying the foundation for a well thought out plan for you or a loved one takes a bit of time, but, it’s worth every moment spent. After all, you’re setting the stage for a more relaxed and enjoyable life, because you’ll have the peace-of-mind preparedness brings. Here’s what to do to get started:
• Prepare a contact list of individuals who should be notified in a medical emergency or death.
• Write an obituary or simply jot down information you would like included in an obituary.
• Decide where obituary and memorial information should appear.
•Choose the type of service you would like including the burial or cremation you prefer and make those arrangements.
You will need to decide:
• Cemetery lot location.
• Casket type; cremation urn type.
• Vault or sectional crypt.
• Type of service: religious, military, non-denominational, or fraternal.
• Pallbearers, music, flowers, scripture or other readings.
• Charity to receive donations in lieu of flowers, if donations are preferred.
• Select the speakers and the eulogies that you would want to represent you.
• Decide what organizations or church will benefit from memorial donations in your name.
Arrange & Delegate
The people who know and care about you will be there when you need them. You only need to provide them with instructions, important financial details, and then relax. You’re in good hands.
• Give your Executor a copy of your will. Safety deposit boxes are often opened up during the estate settlement process, long after the funeral. Any funeral planning documents therein can be of no help to your executor.
• Make sure your representative has a list of important account information or telephone numbers for retirement plans, insurance policies, investments, bank accounts, safety deposit boxes, properties, preferred law and accountant firms and mortuaries. Remind your personal representative that the Social Security Administration will need to be called and, if you’re receiving benefits such as those from the Veteran’s Administration, they should be contacted as well.
• Designate a power of attorney to ensure that proper information can be accessed in the event of your illness or death. Make sure a durable power of attorney for health care and a living will are in place so that your wishes are carried out if you are unable to do so.
• Cemetery and memorialization services.
• Funeral arrangements, including clergy, florist and transportation.
Funeral and burial services are an important part of the grieving process. For a lot of people, they provide a sense of closure. So the right kind of ceremony is essential. But it’s difficult to make the service as meaningful as it should be, in such a short amount of time. By making those plans now, including choosing songs and selecting readings, you’ll have the kind of service you want, for everyone you love. In addition, you can design a beautiful permanent memorial. That way, your family will have a dedicated place to reflect and remember.
Cemetery services are often an unexpected expense. But they don’t have to be. You can choose to fund your pre-arranged plans now, and the costs will be locked in for the future, even if prices for various services and products increase. You don’t have to pre-pay if you pre-plan, but it is the best way to take the financial burden off your family. So it’s definitely a smart option to consider. Also, please know that your payments and plans can be adjusted later, should your wishes change over time. So there’s nothing to regret by going through the process now. Your decisions don’t have to be final.
Start Planning Now!